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That’s what this is.
Coffee.

Everything in here, I’ve done myself. Taken the trip. Made the investment. Had the conversation. Got it wrong sometimes. You’ll hear about that too.

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I’m Walter

I’m not a financial advisor. I’m not a doctor. I’m not a life coach. I’m a guy who spent forty years making money, losing some of it, keeping most of it, and learning a few things the hard way that I wish someone had told me over coffee instead of letting me figure out on my own.

Five mornings a week, I'll be in your inbox with something on my mind. Some days it'll be money. A tax move you should know about, a product someone's trying to sell you that you don't need, the math behind a decision you're already thinking about.

Some days it'll be health. The blood test your doctor isn't ordering, the exercise that actually matters, the appointment you've been putting off.

Some days it’ll be a trip worth taking, a tool worth buying, or a story about a man who did something I admire.

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Recent issues

Here's what I've been working on the last couple of weeks.
Things I've seen, done, and couldn't stop thinking about.

Dinner at ten. Sun still up.

Jun 23, 2026

Dinner at ten. Sun still up.

Every line item, where to cut, and the one $135 splurge worth every dollar.

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The Worst Birdhouse in America

Jun 22, 2026

The Worst Birdhouse in America

I built something terrible. Then something less terrible. Then something my wife put on the mantel. The progression was the whole point.

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The Roommate Problem

Jun 19, 2026

The Roommate Problem

Nobody warns you that the hardest part of leaving work isn’t the money. It’s sharing a house all day with the person you love most.

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Written for those who don't need a guru

If you've built something, seen a lot, and still want to keep moving, this newsletter is for you.

Money, health,
adventure & legacy.

Start tomorrow morning.

Every issue fits inside one cup of coffee. Three to five minutes, tops.
If it’s not worth your morning, it doesn’t get sent.

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